Ontario Trails News - Spring Message
CHECK WATER, ICE AND SNOW - BEFORE YOU GO!
At this time of Year - Please restrain Motorized and Equestrian use on Soft Soils. Thanks
Trail Questions
1) Do you have a trail naming protocol? Yesterday we
heard from Lake Laurentian Conservation Authority and they asked if
Ontario Trails had a trail naming protocol - river trail near rivers,
loop trail for loops, or how you name a trail in particular environments
- rural, urban, town and country, forest etc. If you have a protocol if
you could send to: Natalie Webster, M.Sc.
Community Stewardship/Partnership Specialist Conservation Sudbury
Email: natalie.webster@sudbury.ca
Web:
www.nickeldistrict.ca/ndca/
2) Question: Hunting along rail trails. In the Game
and Fish Act...Section18 (10) and no such patentee, owner or tenant
shall prohibit any person from hunting or fishing on the railway lands.
Definition (11) “railway lands” includes all lands set apart under any
Act as a land subsidy or otherwise in aid of any railway or of any works
in connection therewith or of any works to be established, maintained
or carried on by any railway. R.S.O. 1990, c. G.1, s. 18 (10, 11). So if
its a trail and not a railway this "free hunting access"doesn't apply?
Please e-mail me with your interpretation or how you manage this on your rail trail. execdir@ontariotrails.ca Thanks
3) Crowd-sourcing? Are any of you or your groups doing this -
http://en.wikipedia.org/wiki/Crowdsourcing If so how are you reaching the Crowd? Just comment to
execdir@ontariotrails.ca
Trails Education - Select a Program!
We have updated the program and our 14 module program is here for
the using. If you have staff to train, trails to manage or want a
session in your area on a particular topic let us know. We'll coordinate
a session or series on your behalf.
Trails Insurance Program AvailableOnce
again, members of the trails community find themselves seeking
alternative trails insurance. The volatility and unpredictability of
your insurance plan keeping you hopping? Wondering what you are getting,
curious if your agent or the underwriter understands trails?
If you want:
-
cost stability
-
product assurance
-
insurance perseverance
-
a broker that understands trails
At OTC our mission is "trail preservation." See the note from Intercity Insurance, Mike King, below.
Further to our recent discussions, I wanted to let you know that we
have investigated various markets to get a sense of the appetite that
insurers have for coverage associated with trails. Our findings suggest
that coverage is available - but from a very limited number of carriers
and that the cost of insurance in this class is not heading down anytime
soon. The reality is that there have been losses associated with trails
in general and that the frequency and severity of claims is on the
rise.
On the positive side of the issue, we have had several specific
discussions of late with our current carriers at Lloyd's of London and
we are (collectively) very interested in ramping up our work with OTC to
connect with your associates who manage trails. We and the insurers we
represent are firm in our commitment to work collaboratively with the
OTC trail community to develop a comprehensive risk management strategy
that makes sense - and insurance is just one part of that strategy.
As for what trail insurance products we have "in the box” right now:
a) Commercial General Liability coverage —premium costs start at $1,000.00 for $2,000,000 coverage.
b) Directors and Officers liability coverage — premium costs
start at $200.00 for $I,000,000 coverage. We find that even the smallest
community group is seeing the importance of acquiring D and O coverage.
c) Accidental Death and Dismemberment coverage - premiums start
at $250. 00 to cover the Officers, Directors, employees, members. The
limit of coverage is $100,000.
In the near future OTC will be bundling these products as a part of membership services and products.
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