Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Friday, April 26, 2013

Ontario Trail News - Trailwise April 25, 2013


















Trails Education - Select a Program!We have updated the program and our 14 module program is here for the using. If you have staff to train, trails to manage or want a session in your area on a particular topic let us know. We'll coordinate a session or series on your behalf.
  DESCRIPTION
COURSE TITLE
Volunteer Management View PDF
Business Planning and Budgetting View PDF
Regulation and Legislation View PDF
Ecosystem and Natural Heritage View PDF
Wilderness First Aid View PDF
Food and Nutrition View PDF
Marketing and Promotion View PDF
Health and Safety View PDF
Technology for Trails - Level 1 View PDF
Trail Design (2 days) View PDF
Trail Risk Management View PDF
Trail Committee Development Manual
Trail Steward- On Line Learning Program
Trail Planning - On Line Program

Trails Insurance Program AvailableOnce again, members of the trails community find themselves seeking alternative trails insurance. The volatility and unpredictability of your insurance plan keeping you hopping? Wondering what you are getting, curious if your agent or the underwriter understands trails?
If you want:
  • cost stability
  • product assurance
  • insurance perseverance
  • a broker that understands trails
At OTC our mission is "trail preservation." See the note from Intercity Insurance, Mike King, below.

intercity insurance
Further to our recent discussions, I wanted to let you know that we have investigated various markets to get a sense of the appetite that insurers have for coverage associated with trails. Our findings suggest that coverage is available - but from a very limited number of carriers and that the cost of insurance in this class is not heading down anytime soon. The reality is that there have been losses associated with trails in general and that the frequency and severity of claims is on the rise.

On the positive side of the issue, we have had several specific discussions of late with our current carriers at Lloyd's of London and we are (collectively) very interested in ramping up our work with OTC to connect with your associates who manage trails. We and the insurers we represent are firm in our commitment to work collaboratively with the OTC trail community to develop a comprehensive risk management strategy that makes sense - and insurance is just one part of that strategy.

As for what trail insurance products we have "in the box” right now:

a)       Commercial General Liability coverage —premium costs start at $1,000.00 for $2,000,000 coverage.
b)      Directors and Officers liability coverage — premium costs start at $200.00 for $I,000,000 coverage. We find that even the smallest community group is seeing the importance of acquiring D and O coverage.
c)       Accidental Death and Dismemberment coverage - premiums start at $250. 00 to cover the Officers, Directors, employees, members. The limit of coverage is $100,000.

In the near future OTC will be bundling these products as a part of membership services and products.

Performance Measures - Trail Counts!

ontario trails counts
Low maintenance - Using weatherproof decals our methods allow users to quickly and easily provide you with information you need to assess, improve, direct, re-direct, or provide information to the user - while on the trail. Our proprietary method has been developed by over 140 trail users and with the input of The City of Thunder Bay and Norfolk County Trail Managers.

Packages - OTC Member? - Take $25.00 off each package!
  • Blue - 4-10 trails:  $300.00 plus HST and registration fees
    • Maximum 20 sheets of decals
  • Green - 10-20 trails: $500.00 plus HST and registration fees
    • Maximum 40 sheets of decals
  • Gold - 20 or more trails: Starting at $1,000 plus HST and registration fees
    • TBD
Go to Trail Counts! to purchase. Thanks

Ontario Trails - Your Data Wanted

land information ontario
Since 2007 the Ontario Trails Council has collected trails data, and turned that data into our award winning website, as mandated by the desires of the trails community reflected in the Ontario Trails Strategy. Nearly 1,000,000 people a year turn to this information in order to find you and your trails.

At this time we are working on the feasibility of collecting more trail data for the MNR. This project money sustains the OTC, but the money is only derived if there is data collected. This is where we need your help. We need you and your trail to opt in before we start collecting because the MNR wants to know which trails we are going to collect data from. Is your trail one we can collect? The characteristics we are looking for are:

1.       Measurements
  1. Trailhead Longitude
  2. Trailhead Latitude
  3. Completion Time (hours)
  4. Elevation Change (m)
  5. Trailhead Elevation (m)
  6. Maximum Elevation (m)
  7. Cross Slope Average (%)
  8. Cross Slope Maximum (%)
  9. Minimum Trail Width (m)
  10. Average Trail Width (m)
  11. Maximum Grade (%)
  12. Average Grade (%)
  13. Trail Surface
  14. Trail Classification (Trail Group/Local Classification/Difficulty/ Rating eg: OFSC Trail Classes)
4.    Prohibited Trail Uses
5.    Trail Hazards (Poison Ivy, Steep Slopes)
6.    Trail Fees (Day Pass, Donation, Parking etc.)
7.    Seasons/Dates of Operation
8.    Trail Amenities (Visitor Centre, Beach, Boat Launch etc.)
9.    Trail Enforcement
10.  Trail Permits
11.  Trail Speed Limit
12.  Trail Signage
13.  Trail Environmental Concerns
14.  Trail Permitted Use (Dogs on Leash)
  1. Date of Collection
  2. Data Collector
  3. Trail sensitivity (high /low) 
So let us know if you are willing to support us by sharing data you already have. execdir@ontariotrails.ca Thanks
Enhanced by Zemanta

Wednesday, June 20, 2012

Trailhead Ontario Day 3 - June 20, 2012




Managing Risk for Trails

Training Overview


The purpose of this module is to expose participants to the principles of risk management and to demonstrate risk assessment tools participants can use to manage risk as they apply to trail design, construction and maintenance. Participants will walk away with a broad understanding of risk management related to trails and the knowledge to undertake specific risk assessments of their home trail environment.

This 10 hour workshop will run over an evening and the following day. Participants should be prepared for outdoor activities as this course includes practical elements such as trail inspections – depending on the workshop location this may include moderate walking or hiking. The class size is capped at 12 participants to maximize experiential learning opportunities.

The course includes a follow up activity focusing on local implementation of the risk assessment process. Coaching and consultation is included in the course package to assist participants transfer the workshop principles to real-life application.

Teaching Methodology


Recognizing participants will be coming from a range of backgrounds and education levels the course will be delivered using a number of adult learning strategies and teaching methods including:
Group discussion
Lecture with supporting visual aids
Small group activities
Applied knowledge sharing
Practical in-field activities
Case studies

Workshop Topics
Introduction and Overview
Developing a Risk Management Framework The Canadian and Ontario Legal Systems Negligence and Liability
The Law and Trails
Insurance and the Transfer of Risk
Occupational Health and Safety
Hazard Identification and Risk Assessment (HIRA) HIRA Application on the Trail
On the Trail Again - take away risk assessment assignment

Supporting Resources
Managing Risk eBook
Trails Risk Assessment Template
On the Trail Again Assignment Resource Package
Follow-up email and phone support for local implementation
Managing Risk for Trails Workshop Schedule*

Day One – Evening Session (June 19, 2012)

1830 – 1900 Introduction and Overview

1900 – 1945 Developing a Risk Management Framework

1945 – 2000 Break

2000 – 2130 The Canadian and Ontario Legal Systems


Day Two - June 20, 2012

0830 – 0930 Negligence and Liability

0930 – 1000 Exercise/Discussion***

1000 – 1015 Break

1015 – 1100 The Law and Trails

1100 – 1130 Insurance and the Transfer of Risk

1130 – 1200 Occupational Health and Safety

1200 – 1300 Break

1300 – 1400 Hazard Identification and Risk Assessment (HIRA)

1400 – 1500 HIRA Application***

1500 – 1515 Break

1515 – 1645 HIRA Exercise/Case Study***

1645 – 1700 On the Trail Again - take away risk assessment assignment

1700 – 1730 Wrap up & Course Evaluation

Copyright Direct Bearing Inc, 2012
For more information see: http://ontariotrails.on.ca/courses



Enhanced by Zemanta